We try to be careful with how we spend our money, and work hard at paying off debt and putting a little more away into our emergency fund. We meal plan and only shop with a list. We stay out of the stores. We turn down a night at the movies and skip a morning Dunkin’ run. And we are… Read More
The Ultimate Way to Spend Less
Do you have a budget? Do use use a cash envelope system? An Emergency Fund? Do these sound completely foreign to you? Well, if they do, that’s okay. We can tackle those another day. But what about right now? Are you running out of money before you run out of month? Do you feel like no matter what you do,… Read More
Where exactly IS your money going? 5 Places You Can Cut Your Expenses (and they may not be where you think)
If you read or listen to the “experts,” I’m sure you’ve learned about the simple ways to spend less…cut out Starbucks, get rid of cable, stop eating out. But what happens when you’ve already done these things and you STILL can’t make ends meet? Here’s what this momma did when there seemed to be no more places to make… Read More